Being in debt is not a bad thing as long as you are capable of paying. But if times are hard and you fail to pay, it is good to face up these people to avoid harassment from these loan agencies.
I have a friend who is drawn in debt not for selfish reasons but for trying to build up his own business. He was trying to get a good capital for his real estate business. He resigned from the hospital because he thought that going for an independent business will make him earn more income better. At the same time, he will just work at home. Unfortunately, it did not went well as planned. The debts he incurred cost him his job, his properties, and even his family. His wife left him with his children. He was so depressed that he do not know what to answer the phone calls when creditors call him for collection. There are times when he is so paranoid that he stops picking the calls. He wished to Stop Debt Collectors from calling him but he couldn’t. That’s when the Pastor of their church discovered the problem.
The pastor tried to help him with his problem. He knows of a law firm that that will help people in debt to be free from being harassed by taking the problem into their own hands. When he offered Steve to attend a series of seminar on Debt Collections and how to Stop Collection Calls, the latter didn’t hesitate to go. And one thing I can say now: Steve was sure able to get the help that he needed.
Have you been a victim of debt collection harassment? If you are, how did you conquer such tough times?